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0;font-size:15px;color:#475569}.loan-ref-inline-tel{color:#0f172a!important;font-weight:800;text-decoration:none}.loan-ref-inline-tel:hover{text-decoration:underline}.loan-ref-attorney-quote{margin:0;padding:clamp(18px,2.2vw,26px) clamp(16px,2vw,22px) clamp(20px,2.4vw,28px);border-radius:12px;background:#ebe4d4;border:1px solid #d6cbb8;box-shadow:none;position:relative;font-size:clamp(15px,1.35vw,17px);line-height:1.62;color:#0f172a;overflow:hidden}.loan-ref-attorney-quote:after,.loan-ref-attorney-quote:before{position:absolute;font-family:Georgia,Times New Roman,serif;line-height:1;color:#d1d5db;pointer-events:none}.loan-ref-attorney-quote:before{content:"\201c";top:8px;left:12px;font-size:clamp(40px,5vw,52px)}.loan-ref-attorney-quote:after{content:"\201d";right:14px;bottom:6px;font-size:clamp(36px,4.5vw,46px)}.loan-ref-attorney-quote-body{margin:0;position:relative;z-index:1;font-weight:600;padding:1.35em .75rem .35em .25rem;box-sizing:border-box}.loan-ref-attorney-quote--frame2{--loan-ref-f2-quote-fs:clamp(14px,1.35vw,16px);font-size:var(--loan-ref-f2-quote-fs);background:#d2c4a9;border:none;border-radius:4px;color:#000;padding:clamp(26px,3.5vw,40px) clamp(20px,2.8vw,28px);box-sizing:border-box;overflow:visible}.loan-ref-attorney-quote--frame2:after,.loan-ref-attorney-quote--frame2:before{content:none;display:none}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__mark{position:absolute;z-index:0;line-height:0;pointer-events:none}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__mark--open{top:clamp(12px,1.6vw,18px);left:clamp(12px,1.6vw,18px)}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__mark--close{right:clamp(12px,1.6vw,18px);bottom:clamp(12px,1.6vw,18px)}.loan-ref-attorney-quote__mark-img{display:block;height:auto}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__mark-img{width:1.35em;filter:none}.loan-ref-attorney-quote__mark-img--flip{transform:rotate(180deg)}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__stack{position:relative;z-index:1;display:flex;flex-direction:column;align-items:center;text-align:center;gap:clamp(12px,1.6vw,18px)}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__follow,.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__lead{margin:0;font-weight:700;font-size:1em;line-height:1.6;letter-spacing:-.02em;color:#000}.loan-ref-attorney-quote--frame2 .loan-ref-attorney-quote__rule{border:none;border-top:1px solid #000;width:min(100%,20em);margin:0;opacity:1}@media (max-width:900px){.loan-ref-hero-grid .loan-ref-form-card{min-height:0;flex:0 0 auto}}.loan-ref-section-title{text-align:center;font-size:clamp(1.2rem,2.5vw,1.42rem);font-weight:800;color:#0f172a}.loan-ref-situations-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;max-width:100%;width:100%;margin-left:0;margin-right:0;border:none}@media (max-width:960px){.loan-ref-situations-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.loan-ref-sit-card{background:#fff;border:1px solid #dbe4ee;border-radius:10px;padding:14px 11px 16px;text-align:center;box-shadow:none;font-size:14px;font-weight:600;line-height:1.4;color:#475569;min-height:124px;box-sizing:border-box;display:grid;grid-template-rows:48px 1.4em;row-gap:10px;justify-items:center;align-content:start}.loan-ref-sit-ico{width:34px;height:34px;border-radius:10px;background:rgba(30,41,59,.06);display:flex;align-items:center;justify-content:center;color:#1e293b;font-size:15px;font-weight:800}.loan-ref-sit-card p{margin:0;width:100%;max-width:100%;text-align:center;align-self:start;word-break:keep-all;overflow:hidden;white-space:nowrap;text-overflow:ellipsis}.loan-ref-experience{background:#e8eef4;border-top:1px solid #dde5ee}.loan-ref-experience-inner{max-width:1240px;margin-inline:auto;padding:clamp(32px,4vw,52px) calc(var(--loan-lp-gutter-x) + env(safe-area-inset-left, 0px)) clamp(34px,4.2vw,56px) calc(var(--loan-lp-gutter-x) + env(safe-area-inset-right, 0px));box-sizing:border-box}.loan-ref-experience-title{margin:0 0 clamp(22px,3vw,32px);text-align:center;font-size:clamp(1.22rem,2.9vw,1.62rem);font-weight:800;color:#0f172a}.loan-ref-experience-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr) minmax(200px,320px);gap:clamp(18px,3vw,28px);align-items:start}@media 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10px;font-size:15px;line-height:1.52;color:#334155;font-weight:600}.loan-ref-exp-areas-list li:before{content:"\2713";position:absolute;left:0;color:#d97706;font-weight:800}.loan-ref-exp-photo{width:100%;height:auto;border-radius:12px;border:1px solid #cbd5e1;object-fit:cover}.loan-ref-experience--dispute-ref .loan-ref-dispute-inner{max-width:1280px}.loan-ref-dispute-main-title{margin-bottom:clamp(24px,3.2vw,36px)}.loan-ref-dispute-split{display:grid;grid-template-columns:minmax(0,1.12fr) minmax(280px,1fr);gap:clamp(20px,3vw,36px);align-items:stretch}.loan-ref-dispute-cards-wrap{min-width:0}.loan-ref-experience--dispute-ref .loan-ref-dispute-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(14px,2.4vw,22px);align-items:stretch}.loan-ref-dispute-card{background:#ffffff;border:1px solid #e2e8f0;border-radius:10px;padding:clamp(18px,2.2vw,26px) clamp(12px,1.6vw,18px);text-align:center;box-sizing:border-box;display:flex;flex-direction:column;align-items:center;justify-content:flex-start;gap:clamp(12px,1.5vw,16px);min-height:100%;box-shadow:0 1px 2px rgba(15,23,42,.04)}.loan-ref-dispute-card-ico-wrap{width:56px;height:56px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.loan-ref-dispute-card-ico{max-width:56px;max-height:56px;width:auto;height:auto;object-fit:contain;display:block}.loan-ref-dispute-card-title{font-size:clamp(14.5px,1.62vw,17px);font-weight:800;color:#0f172a;line-height:1.38;letter-spacing:-.03em;display:block;max-width:100%}.loan-ref-dispute-card-desc,.loan-ref-dispute-card-title{margin:0;text-align:center;white-space:pre-line;word-break:keep-all;overflow-wrap:break-word}.loan-ref-dispute-card-desc{font-size:clamp(12.5px,1.32vw,14px);line-height:1.52;font-weight:500;color:#64748b;width:100%}.loan-ref-experience--dispute-ref .loan-ref-dispute-cards>.loan-ref-dispute-card:first-child .loan-ref-dispute-card-desc{margin-top:1.45em}.loan-ref-dispute-aside{background:#f1f5f9;border-left:4px solid #f97316;border-radius:0 12px 12px 0;padding:clamp(18px,2.4vw,26px);box-sizing:border-box;min-width:0}.loan-ref-dispute-aside-heading{margin:0 0 14px;font-size:clamp(17px,2vw,19px);font-weight:800;color:#0f172a;letter-spacing:-.02em}.loan-ref-dispute-aside-body{display:grid;grid-template-columns:minmax(0,1fr) minmax(140px,240px);gap:clamp(14px,2vw,22px);align-items:stretch}.loan-ref-dispute-checklist{margin:0;padding:0;list-style:none}.loan-ref-dispute-checklist-item{display:flex;align-items:flex-start;gap:10px;margin:0 0 12px;font-size:14px;font-weight:600;color:#334155;line-height:1.45}.loan-ref-dispute-checklist-item:last-child{margin-bottom:0}.loan-ref-dispute-check-ico{flex-shrink:0;width:22px;height:22px;margin-top:2px}.loan-ref-dispute-check-svg{width:22px;height:22px;display:block}.loan-ref-dispute-checklist-txt{flex:1;min-width:0}.loan-ref-dispute-photo-wrap{position:relative;border-radius:10px;overflow:hidden;border:1px solid #e2e8f0;background:#ffffff;box-shadow:0 8px 24px rgba(15,23,42,.08);align-self:stretch;min-height:0;height:100%}.loan-ref-dispute-photo{position:absolute;inset:0;width:100%!important;height:100%!important;display:block;object-fit:cover;object-position:right center}@media (max-width:1100px){.loan-ref-dispute-split{grid-template-columns:1fr}.loan-ref-dispute-aside{border-left:none;border-top:4px solid #f97316;border-radius:12px}.loan-ref-experience--dispute-ref .loan-ref-dispute-cards{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:520px){.loan-ref-experience--dispute-ref .loan-ref-dispute-cards{grid-template-columns:1fr}.loan-ref-dispute-aside-body{grid-template-columns:1fr;align-items:stretch}.loan-ref-dispute-photo-wrap{max-width:360px;margin-inline:auto;height:auto;min-height:clamp(200px,48vw,300px);aspect-ratio:4/3}.loan-ref-dispute-photo{object-fit:cover;object-position:right center}}.loan-ref-banner-cta{width:100vw;max-width:100vw;margin-left:calc(50% - 50vw);margin-right:calc(50% - 50vw);box-sizing:border-box;background:var(--fig-banner-cta-bg,var(--fig-banner-bg));border-block:1px solid rgba(251,191,36,.22);border-top:1px solid rgba(250,204,21,.32);box-shadow:inset 0 1px 0 rgba(255,255,255,.04)}.loan-ref-banner-cta-inner{max-width:1240px;margin-inline:auto;padding:clamp(18px,2.5vw,26px) calc(var(--loan-lp-gutter-x) + env(safe-area-inset-left, 0px)) clamp(18px,2.5vw,26px) calc(var(--loan-lp-gutter-x) + env(safe-area-inset-right, 0px));box-sizing:border-box}.loan-ref-banner-cta-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 28px;width:100%;box-sizing:border-box}.loan-ref-banner-cta-lead{display:flex;align-items:center;gap:clamp(14px,2vw,20px);min-width:0;flex:1 1 240px}.loan-ref-banner-cta-lead-ring{flex-shrink:0;width:56px;height:56px;border-radius:50%;border:2px solid 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#b8860b;background:linear-gradient(180deg,#fcd34d,#d97706);color:#0f172a!important}.loan-ref-banner-cta-tel{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:16px;color:#fefce8!important;text-decoration:none;white-space:nowrap}.loan-ref-banner-cta-btn--tel{justify-content:center;min-height:45px;font-size:15px;font-weight:800;color:#111827!important}.loan-ref-banner-cta-tel-ico{flex-shrink:0;width:20px;height:20px;object-fit:contain;display:block}a.loan-ref-banner-cta-tel.loan-ref-banner-cta-btn--solid-gold .loan-ref-banner-cta-tel-ico{filter:brightness(0) saturate(100%);opacity:.92}.loan-ref-banner-cta--navy-lite{background:var(--fig-banner-cta-bg,var(--fig-banner-bg))}.loan-ref-banner-cta-actions--stack{flex-direction:column;align-items:flex-start;gap:10px}.loan-ref-banner-cta-actions--stack .loan-ref-banner-cta-btn{min-width:268px;padding-left:clamp(26px,3.5vw,44px);padding-right:clamp(26px,3.5vw,44px);text-align:center;box-sizing:border-box}@media (max-width:680px){.loan-ref-banner-cta-actions--stack{align-items:stretch;width:100%}.loan-ref-banner-cta-actions--stack .loan-ref-banner-cta-btn{width:100%;text-align:center;box-sizing:border-box}}.loan-ref-banner-cta-btn--solid-gold{border:none;background:var(--fig-gold);background-image:none;color:#111827!important;box-shadow:0 4px 16px rgba(0,0,0,.12)}.loan-ref-banner-cta-btn--solid-gold:hover{filter:brightness(1.05)}.loan-ref-attorney-img--figma{border-radius:4px;border:none;box-shadow:0 0 0 2px var(--fig-gold),0 12px 32px rgba(15,23,42,.15)}.loan-ref-attorney-quote--figma{background:var(--fig-quote-tan);border-color:#d8ccba}.loan-ref-sit-ico--figma{width:52px!important;height:52px!important;border-radius:12px;border:1px solid #e2e8f0!important;background:#fff!important;box-shadow:0 1px 3px rgba(15,23,42,.06)}.loan-ref-sit-ico--bare{width:48px!important;height:48px!important;min-width:48px;min-height:48px;padding:0!important;margin:0;border:none!important;background:transparent!important;box-shadow:none!important;border-radius:0!important;display:flex;align-items:center;justify-content:center;flex-shrink:0;box-sizing:border-box}.loan-ref-sit-ico--bare .loan-ref-ico-svg--sit{width:40px!important;height:40px!important;min-width:40px;min-height:40px;flex-shrink:0;box-sizing:border-box}.loan-ref-sit-ico--bare .loan-ref-ico-svg--sit *{stroke-width:1.9!important;vector-effect:non-scaling-stroke}.loan-ref-ico-svg--sit{width:26px;height:26px;color:var(--fig-navy-deep)}.loan-ref-sit-img-icon--bare{width:40px!important;height:40px!important;min-width:40px;min-height:40px;object-fit:contain;object-position:center;display:block;flex-shrink:0;box-sizing:border-box}.loan-ref-process-bleed{width:100vw;max-width:100vw;margin:0 calc(50% - 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.family-lp-footer-cta-row{display:flex;flex-direction:column;align-items:stretch;justify-self:stretch;width:100%}.family-lp .family-lp-footer-cta{width:100%;max-width:none}.family-lp .family-lp-legal-meta{flex-direction:column;align-items:flex-start;gap:4px}.family-lp .family-lp-legal-txt{white-space:normal}.family-lp .family-lp-legal-privacy{justify-self:start}}body:has(.shorts-lp){margin:0;overflow:hidden;background:#000}.shorts-lp{min-height:100dvh;min-height:100svh;background:#000;color:#fff;display:flex;align-items:center;justify-content:center}.shorts-lp-inner{container-type:inline-size;--shorts-canvas-w:min(100vw,430px,calc(100svh * 9 / 16));width:var(--shorts-canvas-w);height:min(100svh,calc(var(--shorts-canvas-w) * 16 / 9));max-height:100svh;aspect-ratio:9/16;background:#0a1628;box-sizing:border-box;padding:calc(clamp(20px, 5cqw, 36px) + env(safe-area-inset-top, 0px)) calc(clamp(16px, 4cqw, 24px) + env(safe-area-inset-right, 0px)) calc(clamp(24px, 6cqw, 40px) + env(safe-area-inset-bottom, 0px)) calc(clamp(16px, 4cqw, 24px) + env(safe-area-inset-left, 0px));overflow:hidden}.shorts-lp-brand,.shorts-lp-inner{display:flex;flex-direction:column;align-items:center}.shorts-lp-brand{text-align:center;gap:10px}.shorts-lp-logo-badge{width:112px;height:112px;border-radius:50%;border:2px solid #c9a227;background:linear-gradient(165deg,#0f2744,#0a1628);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;padding:8px;box-sizing:border-box}.shorts-lp-logo-badge-firm{font-size:11px;font-weight:600;color:#d4b88a;letter-spacing:-.02em}.shorts-lp-logo-badge-name{font-size:22px;font-weight:800;color:#e8c97a;letter-spacing:.04em}.shorts-lp-logo-badge-branch{font-size:10px;font-weight:500;color:#d4b88a;margin-top:2px}.shorts-lp-firm{margin:8px 0 0;font-size:1.25rem;font-weight:700;letter-spacing:-.02em}.shorts-lp-branch{margin:0;font-size:.95rem;font-weight:500;color:rgba(255,255,255,.85)}.shorts-lp-hero{flex:1 1 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